This Euro Pacific Bank notice, published as liquidation began, lays out a straightforward customer choice: migrate to the acquiring platform or opt out and wire funds elsewhere. It reads like a routine, regulator-driven wind-down update, not evidence of wrongdoing. I deliberately refrained from signing the letter personally or making any recommendation as to which option customers should choose. The reason transferring to Qenta was the default option was that I was concerned many customers would miss the deadline to reply, and at the time I believed customers would have an easier time recovering their assets from Qenta than from OCIF, since abandoned accounts would have been transferred to OCIF.